Commercial Mortgages

​Looking for a mortgage that does more? You're not alone. For many, a mortgage represents the single largest investment a person can make, and yet there's very little you can do with one. That is, unless your mortgage is a CreditMaster®.

CreditMaster® is a different kind of mortgage. Flexible and readvanceable, it builds your borrowing power as you pay down your mortgage and property values increase.  In other words, the money you put into your mortgage today is money you can still use tomorrow. This makes CreditMaster® a powerful financial planning tool, as well as the only loan you'll ever need.

​Make your property development vision a reality by partnering with our commercial lending specialists. We work with you to evaluate your plan and ensure your financing needs are met, whether your development is slated for multi-family residential, industrial, retail or mixed use.

​If you’re looking for a mortgage that makes payments more predictable and budgeting easier, a fixed-rate mortgage could be the right choice for you.

​With a fixed-rate mortgage, you get the same interest rate for the entire term of your mortgage, so you can count on making the same payment every month. Choose terms of 1 to 5 years, with an amortization (total debt repayment period) of up to 25 years.

​A variable rate mortgage typically offers more flexible terms than a fixed rate mortgage. A variable rate mortgage will fluctuate with the Prime rate throughout the mortgage term. While your regular payment will remain constant, your interest rate may change based on market conditions. This impacts the amount of principal you pay off each month. When rates on variable interest rate mortgages decrease, more of your regular payment is applied to your principal. Additionally if rates increase, more of your payment will go toward the interest.