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Mortgage Rates


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Rates are subject to change without notice at any time. For more information visit our branch or contact us at (250) 494-7181 or via email at sdcu@sdcu.com.

Summerland Credit Union's Mortgage Rates

Effective May 2020


6 Month Fixed

6.05%

7.45% with Optional Member Rewards


1 Year Fixed

2.75%

3.25% with Optional Member Rewards


2 Year Fixed

2.95%

3.55% with Optional Member Rewards


3 Year Fixed

2.95%

3.85% with Optional Member Rewards


4 Year Fixed

2.95%

4.50% with Optional Member Rewards


5 Year Fixed

2.69%

4.54% with Optional Member Rewards


7 Year Fixed

4.25%

5.80% with Optional Member Rewards


Closed Variable

Prime

-0.25%


CreditMaster

Prime

+0.75%

Helping you make your home ownership dreams a reality. Our mortgages are competitively priced and can be customized to meet your needs. Contact us today to help you determine which is most suitable for you.

Relationship pricing and how we're different

Through our Relationship Pricing Program, incentives are extended to members who do business with the Credit Union and its subsidiaries.

​Tools to help you plan your purchase

Calculate how much you can afford, estimate your regular payments and compare mortgage options with our easy-to-use mortgage calculators.

How to save for your first home

Saving for your first home can be challenging, here are a few tips to help you get started on your journey towards home ownership.