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Mortgage Rates

List of rates for SDCU Prime Rate
SDCU Prime Rate Rate
Prime Rate

For more information visit our branch or contact us at (250) 494-7181 or via email at


Summerland Credit Union's Mortgage Rates

Last Updated July August 25, 2023


Helping you make your home ownership dreams a reality. Our mortgages are competitively priced and can be customized to meet your needs. Contact us today to help you determine which is most suitable for you.


6 Month Fixed


1 Year Fixed


2 Year Fixed


3 Year Fixed


4 Year Fixed


5 Year Fixed


7 Year Fixed


5 Year Closed Variable







Rates are subject to change without notice at any time and the rates posted on this website may differ from the actual current rates. For our most current rate information, please visit our branch or contact us at (250) 494-7181 or via email at


Relationship pricing and how we're different

Through our Relationship Pricing Program, incentives are extended to members who do business with the Credit Union and its subsidiaries.

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Tools to help you plan your purchase

Calculate how much you can afford, estimate your regular payments and compare mortgage options with our easy-to-use mortgage calculators.

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How to save for your first home

Saving for your first home can be challenging, here are a few tips to help you get started on your journey towards home ownership.

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