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Service Fee's

Effective July 1, 2020

Service Fees

Account Related Fees
Money Transfer Fees
Member Card & Safety Deposit Box Fees
Lending Fees
Miscellaneous Fees
Non-Member Fees

Account Related Service Fees

stop payments$15
Official Cheques$10
US Bank drafts
$10
Overdraft fee$5
Non-sufficient funds (NSF) cheque$45
chargeback returned item$10
Us cheque on a canadian account$10
statement printed in branch (per month)$5
mailed statement$5
outgoing balance of accounts transfer$50
outgoing registered accounts transfer$75
dormant membership (per year)$35
dormant membership (final fee)$50
membership closure within 90 days$25
commissioner stamp for estate purposes$25
estate administration fee (per month)$5
estates open past 12 months (per month)$20
estate disbursement cheque

$15

estate disbursement cheque (mailed out)$20
Small Business Online Banking (MDSB) (per month)$5



Money Transfer Fees

outgoing transfer (Cad & usd)
$45
incoming transfer$10
cancelled or returned transfer$35
online international transfersComing Soon!


Member Card & Safety Deposit Box Fees

member card (chip) replacement$5
member card (tap/flash) replacement$10
flash/tap opt out$25
rush member card to member$50
card sent out returned / undeliverable$15
rfid blocking sleeves$1


small 2.5 x 5 (annual)$60 + GST
large 5 x 5 or 2.5 x 10 (annual)$90 + GST
drill box$140 + GST
replacement key$20


Lending Fees

demand loan application$75
demand loan renewal$75
Line of Credit Temporary increase$25
mortgage - assumption or port$100
mortgage - extend and blend$200
mortgage - transfer out$200
creditmaster subsequent advances $125
mortgage - discharge $75
payment alteration (including suspensions & skip)$25


Miscellaneous Fees

buy/sell foreign currency$15
bill payment trace requests$15
cheques held on collection$25
cheques sent on collection$20
post-dated cheque deposits / diary items (per item)$3
record search (per hour)$50
night deposit box key (annual)$30
night deposit box bags (100 count)$30 + tax
additional change of business signatories within 12 months $25 
courier fee (within Bc)$50
courier fee (within canada)$75
courier fee (outside of canada)Contact Us
dormant membership (final fee)$50
membership closure within 90 days$25
commissioner stamp for estate purposes$25
estate administration fee (per month)$5
estates open past 12 months (per month)$20
estate disbursement cheque

$15

estate disbursement cheque (mailed out)$20
Small Business Online Banking (MDSB) (per month)$5



Non-Member Service Fees

cash handling & cheque cashing$5
Official Cheques$20
Bill payment$5
Outgoing Money Transfer$50 + Central 1 Fees
Incoming money transfer$30
Coin machine10%  to a Maximum of $50


If there is a discrepancy between in-branch service fees and what is posted on the website, the in-branch service fees will take precedence.