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Personal Loans

DETERMINE YOUR BEST BORROWING OPTION.

Personal Loans

​Whether you need some extra funds for a special occasion, vacation, home improvements or buying a vehicle, we offer loans with great rates and flexible repayment schedules.

Receive the Right Loan

​Whether you’re planning a vacation, considering a new car or thinking about refurnishing your home, our personal loans have flexible terms and conditions to meet your borrowing needs.

​With a floating or a fixed interest rate, regardless of the length of the term, lump sum payments or full payment of all of our personal loans are possible without penalty at any time. ​We can also refinance similar personal loans from other institutions to consolidate your other debts into one simple payment.

Loans to Benefit You

​We have a variety of loan options, check out the benefits below and choose what works best for you!
- Terms of six months to seven years, with longer amortization available, depending on your needs.
- Choose from a fixed or variable interest rate.
- Leverage the equity you've built up in your home to qualify for a preferred rate.
- Choose from weekly, bi-weekly, semi-monthly or monthly payments.
- Make payments by convenient pre-authorized debit.
- Make a full or partial pre-payment at any time without penalty.

Convenient Car Loans

​Ever ask yourself the question, "Should I buy or lease?"  With a Summerland Credit Union 7 or 10 year car loan, your payments can be as low as a lease payment.  Come and see one of our Personal Account Managers about our car loan options and you won't have to ask yourself "How much did I really pay for my car?" 

Ways To Bank

Learn more about our secure and convenient banking options.

Loan Calculator

Calculate and compare loan options with our easy-to-use calculators.

Contact Us

Talk to one of our Personal Account Managers about your loan options today.